Relationships Australia has found that the majority of arguments … and break ups, are linked to money. How unromantic. But there are seven basics you can build together to avoid financial heartbreak. Whether you’re a newly minted (or age-old) couple, here they are, plus a tip for weddings 👰.
It’s all too easy to blow your paycheck and have no idea where it’s disappeared. But there’s a smart and simple way to plan your income in 3 easy steps.
Planning for retirement? You’re amazing! Not interested? Holla! 👋 We get it. Retirement is this imaginary thing that we can’t really get our heads around. Let’s take a look at what it’ll *really* take to live that post-retirement life you want.
Don’t follow the herd + make the mistake of thinking it’s all about shares 🐑. Australians tend to pile more into them compared to the rest of the developed world— a riskier/more aggressive approach 🏋🏽. That means we under-weight bonds. We should have FOMO, because bonds are the basic (+ probs best) starting point for minimising risk while maximising return when investing.
There’s this growing expectation for a quick fix, an easy path. To wealth, to fitness, to life. Sorry to be the bearer of bad news, but there genuinely isn’t one. Our counsel is to view money and fitness similarly. They take hard work, consideration and patience. And the reward is in the journey, not just the goal.
We love new year’s resolutions. But it’s damn hard to stick to them. We’re likely to give up once we break them a couple of times. So how do we make smarter goals + stick to them?